
Compare Credit Cards in Canada
Use our credit card finder to compare Canadian credit cards and find your match. Filter by rewards, cashback, travel perks, and more.
Find my cardBest credit cards in Canada (2026)
A starting pick or two in each category. Every list has the full set of cards with current fees, and each card page has the full review.
Best cash back credit cards
- Tangerine Money-Back Credit Card · $0 fee · 2% in categories you choose
- CIBC Dividend Visa Infinite Card · $120 fee · 4% on groceries, gas and EV charging
Best no annual fee credit cards
- Simplii Financial Cash Back Visa · $0 fee · 4% at restaurants and coffee shops
- SimplyCash Card from American Express · $0 fee · 1.25% on everyday purchases
Best travel credit cards
- TD Aeroplan Visa Infinite Card · $139 fee · Aeroplan points on a Visa
- WestJet RBC World Elite Mastercard · $139 fee · for people who fly WestJet
Best rewards credit cards
- American Express Cobalt Card · $191.88 fee · 5x on eats and drinks
- RBC Avion Visa Infinite · $120 fee · flexible Avion points
Best grocery credit cards
- PC World Elite Mastercard · $0 fee · PC Optimum at Loblaw stores
- CIBC Costco Mastercard · $0 fee · the Mastercard for Costco members
Best low interest credit cards
- MBNA True Line Mastercard · $0 fee · 12.99% purchase rate
- TD Low Rate Visa Card · $25 fee · 12.90% purchase rate
Best student credit cards
- Student BMO CashBack Mastercard · $0 fee · 3% cash back on groceries
- CIBC Dividend Visa Card for Students · $0 fee · 2% cash back on groceries
Best U.S. dollar credit cards
- BMO U.S. Dollar Mastercard · $49 USD fee · fee rebated after U.S. $3,000 in spend
- RBC U.S. Dollar Visa Gold · $65 USD fee · earns Avion points on U.S. spending
Best premium credit cards
- Scotiabank Passport Visa Infinite Privilege Card · $599 fee · lounge visits and no FX fees
- TD Aeroplan Visa Infinite Privilege Credit Card · $599 fee · 2 points per $1 with Air Canada
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Guides
Credit card guides How to choose no-fee, cash back, travel, grocery, student, and USD cards — then compare live fees on the hubs.Stacks
Credit card stacks by persona Ready-made 1–3 card wallets for cash back, Costco families, travel points, newcomers, and more.





Marriott Bonvoy American Express Card
by American Express
Annual fee
$120
Welcome bonus
Varies by redemption


SimplyCash Preferred Card from American Express
by American Express
Annual fee
$119.88
Welcome bonus
up to $250



BMO Blue Rewards Mastercard
by BMO
Annual fee
$0
Welcome bonus
up to $133 (20,000 Points at BMO's in-store/eGift Card rate of 1,500 Points = $10)










Student BMO CashBack Mastercard
by BMO
Annual fee
$0
Welcome bonus
Get 5% cash back in your first 3 months!



Guides and card stacks
Not sure which category you need? These guides explain how to choose, and the stacks pair cards that work well together.
Choosing a card
- How to choose a cash back card · category vs flat rate
- How to choose a no-fee card · when $0 is the right answer
- How to choose a travel card · airline, hotel or flexible points
- Cash back vs points · which pays you more
- Low interest vs rewards · if you carry a balance
- Are premium cards worth it? · the annual fee math
Banks and programs
- RBC vs TD vs Scotiabank · the big-bank lineups compared
- Aeroplan vs Scene+ · which points to collect
- PC Optimum explained · Loblaw points
- U.S. dollar cards · who needs one
Getting approved
- Credit cards for newcomers · building a Canadian file
- Student credit cards · first card in school
- How credit scores work · Equifax and TransUnion
Ready-made card stacks
- Set-and-forget cash back · one or two cards, no tracking
- Costco and family · warehouse, groceries and gas
- Points traveller · travel rewards wallet
- Cross-border spender · U.S. and foreign spending
- Newcomer and credit builder · starting from scratch
