BMO U.S. Dollar Mastercard
The card does not typically offer a high-point sign-up bonus, but it often features a fee rebate offer.
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📋Card Overview
🎁Welcome Bonus & Eligibility
Eligibility Requirements
Must be a Canadian resident. Requires a U.S. dollar bank account to pay the statement balance in USD. A decent credit score is generally required for approval.
✨Key Card Features
- Annual Fee: $49 USD (waived if $3
- 000 USD is spent annually). Security: Built-in chip technology
- Mastercard PayPass (tap & go)
🏆Rewards Program
N/A
Earn rewards on every purchase with the N/A program. Redeem for travel, merchandise, gift cards, or statement credits.
👤Who Can Apply?
Residency
Canadian residents
Eligibility
Be a Canadian citizen or permanent resident. Have not declared bankruptcy in the past seven years. Have reached the age of majority in the province in which you live
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want N/A rewards
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You want a no-annual-fee card
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +Generous welcome bonus: The card does not typically offer a high-point sign-up bonus, but it often features a fee rebate offer.
- +Free additional cards
Cons
- −High interest rate (21.99%)
- −Limited premium benefits for the annual fee
🏆Our Verdict
The BMO U.S. Dollar Mastercard offers a balanced mix of rewards and benefits for the $49 USD annual fee. The welcome bonus helps justify the first-year cost. Consider your spending habits to determine if this card aligns with your financial goals.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the BMO U.S. Dollar Mastercard?
The BMO U.S. Dollar Mastercard has an annual fee of $49 USD. When your purchases total U.S. $3,000 or more in a year, next year's annual fee is rebated to your card..
What are the interest rates for the BMO U.S. Dollar Mastercard?
The purchase interest rate is 21.99% and the cash advance rate is 23.99%.
Who can apply for the BMO U.S. Dollar Mastercard?
Be a Canadian citizen or permanent resident. Have not declared bankruptcy in the past seven years. Have reached the age of majority in the province in which you live
What welcome bonus does the BMO U.S. Dollar Mastercard offer?
The card does not typically offer a high-point sign-up bonus, but it often features a fee rebate offer.
Is the BMO U.S. Dollar Mastercard worth it?
The BMO U.S. Dollar Mastercard is worth considering if you can maximize its rewards. The welcome bonus of The card does not typically offer a high-point sign-up bonus, but it often features a fee rebate offer. adds significant value. The N/A program offers flexibility for redemptions.
