Annual Fee
$199
Purchase Rate
21.99%
Cash Advance Rate
23.99% (21.99% QC)
Rewards Program
VIPorter
Welcome Bonus
Up to 70,000 VIPorter pts + companion pass / ~$2,400 value + FY fee rebate
Fees & Interest Rates
Annual Fee
$199 per year (first-year waiver promotions may apply)
$199
Additional Card Fee
$0
Purchase Interest Rate
21.99%
Cash Advance Interest Rate
23.99% (21.99% QC)
Rewards & Features
Rewards Program
VIPorter
Key Highlights
Earn VIPorter points: elevated on Porter purchases, travel, groceries/dining, hotels; Porter status and flight perks for primary and authorized users.
Detailed Benefits
Co-branded Porter Airlines World Elite Mastercard. Earns VIPorter points redeemable for Porter travel. Confirm current Porter status perks on BMO/Porter pages.
Eligibility Requirements
Minimum $80,000 individual or $150,000 household annual income.
Ready to apply for BMO VIPorter World Elite Mastercard?
Apply directly through BMO's secure application portal.
Apply Now