Annual Fee
$0
Purchase Rate
21.99%
Cash Advance Rate
21.99%
Rewards Program
Cash back
Fees & Interest Rates
Annual Fee
No annual fee
$0
Additional Card Fee
$0
Purchase Interest Rate
21.99%
Cash Advance Interest Rate
21.99%
Rewards & Features
Rewards Program
Cash back
Key Highlights
1% cash back; no foreign transaction fees (widely reported). Not available in Quebec.
Detailed Benefits
No annual fee Preferred Visa from Home Trust Company. Availability excludes Quebec — confirm on Home Trust site.
Ready to apply for Home Trust Preferred Visa?
Apply directly through Home Trust's secure application portal.
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