Scotiabank Platinum American Express Card
Earn up to $2,500* in value
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📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
Earn 60,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months. You are eligible to earn a 20,000 Scene+ point bonus when you spend at least $10,000 in everyday eligible purchases in your first 14 months.
Eligibility Requirements
Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.
✨Key Card Features
- Scene+ Points are awarded for purchases charged to your Scotiabank Platinum American Express Credit Card Account ("the Account"). The regular earn rate is two (2) Points per $1.00 in purchases charged and posted to the Account.
🏆Rewards Program
Scene+ Points
Earn rewards on every purchase with the Scene+ Points program. Redeem for travel, merchandise, gift cards, or statement credits.
Video Review
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Watch our detailed video review for the full breakdown and honest opinions
👤Who Can Apply?
Residency
Canadian residents
Eligibility
Must be a Canadian resident and of the age of majority in their province or territory. Minimum $12,000 per year personal income. A good to excellent credit score is typically required (recommended 760+).
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want Scene+ Points rewards
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You want a no-annual-fee card
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +Generous welcome bonus: Earn up to $2,500* in value
- +Scene+ Points rewards program
Cons
- −High annual fee ($399)
🏆Our Verdict
The Scotiabank Platinum American Express Card offers a balanced mix of rewards and benefits for the $399 annual fee. The welcome bonus helps justify the first-year cost. Consider your spending habits to determine if this card aligns with your financial goals.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the Scotiabank Platinum American Express Card?
The Scotiabank Platinum American Express Card has an annual fee of $399. $399.
What are the interest rates for the Scotiabank Platinum American Express Card?
The purchase interest rate is 9.99% and the cash advance rate is 9.99%.
Who can apply for the Scotiabank Platinum American Express Card?
Must be a Canadian resident and of the age of majority in their province or territory. Minimum $12,000 per year personal income. A good to excellent credit score is typically required (recommended 760+).
What welcome bonus does the Scotiabank Platinum American Express Card offer?
Earn 60,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months. You are eligible to earn a 20,000 Scene+ point bonus when you spend at least $10,000 in everyday eligible purchases in your first 14 months.
Is the Scotiabank Platinum American Express Card worth it?
The Scotiabank Platinum American Express Card is worth considering if you can maximize its rewards. The welcome bonus of Earn up to $2,500* in value adds significant value. The Scene+ Points program offers flexibility for redemptions.
