The Platinum Card
Up to 100,000 Membership Rewards points.
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📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
70,000 points after spending $10,000 in net purchases within the first 3 months. Additional Bonus: 30,000 points after making a purchase between 15 and 17 months of Cardmembership.
Eligibility Requirements
This offer is for new American Express Platinum Cardmembers. As is standard, you are not eligible for the welcome bonus if you currently hold or have previously held the personal Platinum Card.
✨Key Card Features
- including Priority Pass and Plaza Premium. Earning Rates: 2x points on dining and food delivery in Canada
- and 1x points on everything else. Perks: $100 NEXUS Card statement credit (every 4 years)
- requiring balance to be paid in full monthly).
🏆Rewards Program
AMEX Membership Rewards
Earn rewards on every purchase with the AMEX Membership Rewards program. Redeem for travel, merchandise, gift cards, or statement credits.
Video Review
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Watch our detailed video review for the full breakdown and honest opinions
👤Who Can Apply?
Residency
Canadian residents
Eligibility
You are a Canadian resident and have a Canadian credit file. You are the age of majority in the province or territory where you live
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want AMEX Membership Rewards rewards
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You want a no-annual-fee card
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +Generous welcome bonus: Up to 100,000 Membership Rewards points.
- +AMEX Membership Rewards rewards program
Cons
- −High annual fee ($799)
- −High interest rate (21.99%)
🏆Our Verdict
The The Platinum Card offers a balanced mix of rewards and benefits for the $799 annual fee. The welcome bonus helps justify the first-year cost. Consider your spending habits to determine if this card aligns with your financial goals.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the The Platinum Card?
The The Platinum Card has an annual fee of $799. $799 annually. Supplementary Cards: $250 for each additional Platinum Card. Alternative Sub-cards: $0 for the first two Additional Gold Cards, then $50 annually..
What are the interest rates for the The Platinum Card?
The purchase interest rate is 21.99% and the cash advance rate is 30%.
Who can apply for the The Platinum Card?
You are a Canadian resident and have a Canadian credit file. You are the age of majority in the province or territory where you live
What welcome bonus does the The Platinum Card offer?
70,000 points after spending $10,000 in net purchases within the first 3 months. Additional Bonus: 30,000 points after making a purchase between 15 and 17 months of Cardmembership.
Is the The Platinum Card worth it?
The The Platinum Card is worth considering if you can maximize its rewards. The welcome bonus of Up to 100,000 Membership Rewards points. adds significant value. The AMEX Membership Rewards program offers flexibility for redemptions.
