Scotiabank American Express Card (for students)
Earn up to 5,000 bonus Scene+ points
.png)
Affiliate Disclosure: We may receive compensation when you click on links to products from our partners. This helps us provide free comparison tools and content. Our editorial opinions are independent of any compensation we receive. This link takes you to Scotiabank's website where you can complete your application.
📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months. You are eligible to earn an additional 2,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months.
Eligibility Requirements
Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.
✨Key Card Features
- You are awarded three (3) Scene+ Points for every eligible $1.00 purchase made at Sobeys
- IGA
- Safeway
- Foodland
- FreshCo
- Voila by Sobeys
🏆Rewards Program
Scene+ Points
Earn rewards on every purchase with the Scene+ Points program. Redeem for travel, merchandise, gift cards, or statement credits.
👤Who Can Apply?
Residency
Canadian residents
Eligibility
Must be a student enrolled in a Canadian post-secondary institution.
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want Scene+ Points rewards
- •Those who want rewards without paying an annual fee
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +No annual fee
- +Generous welcome bonus: Earn up to 5,000 bonus Scene+ points
- +Scene+ Points rewards program
- +Free additional cards
Cons
- No major drawbacks identified
🏆Our Verdict
The Scotiabank American Express Card (for students) is an excellent choice for those seeking a no-annual-fee card with solid rewards. The welcome bonus adds immediate value. Ideal for everyday spending without the commitment of an annual fee.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the Scotiabank American Express Card (for students)?
The Scotiabank American Express Card (for students) has an annual fee of $0. No Annual Fee.
What are the interest rates for the Scotiabank American Express Card (for students)?
The purchase interest rate is 19.99% and the cash advance rate is 22.99%.
Who can apply for the Scotiabank American Express Card (for students)?
Must be a student enrolled in a Canadian post-secondary institution.
What welcome bonus does the Scotiabank American Express Card (for students) offer?
Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months. You are eligible to earn an additional 2,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months.
Is the Scotiabank American Express Card (for students) worth it?
The Scotiabank American Express Card (for students) is a great no-annual-fee option. The welcome bonus of Earn up to 5,000 bonus Scene+ points adds significant value. The Scene+ Points program offers flexibility for redemptions.
