Scotia Momentum Visa Infinite Card
Get 10% cash back on up to $2,000 in purchases in the first three months.
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📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
To qualify, open a new Scotia Momentum Visa Infinite * credit card account between October 31, 2025 and April 30, 2026. For your first three months, you'll get 10% Cash Back on up to $2,000 in eligible purchases. You'll receive your Cash Back in two ways: Your bonus Cash Back can be redeemed to your account about 4 months from the account open date Your regular Cash Back can be redeemed to your account anytime so long as you have minimum of $25 Additional conditions apply, check out the Terms & Conditions for all the details.
Eligibility Requirements
Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer.
🏆Rewards Program
Cash back
Earn rewards on every purchase with the Cash back program. Redeem for travel, merchandise, gift cards, or statement credits.
Video Review
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Watch our detailed video review for the full breakdown and honest opinions
👤Who Can Apply?
Residency
Canadian residents
Eligibility
You have a minimum annual income of $60,000, a minimum household income of $100,000, or a minimum of $250,000 assets under management.
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want Cash back rewards
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You want a no-annual-fee card
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +Generous welcome bonus: Get 10% cash back on up to $2,000 in purchases in the first three months.
- +Cash back rewards program
- +Comprehensive insurance coverage
Cons
- −High interest rate (20.99%)
🏆Our Verdict
The Scotia Momentum Visa Infinite Card offers straightforward cash back rewards that are easy to understand and redeem. The welcome bonus provides a nice head start. Great for those who prefer cash over points.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the Scotia Momentum Visa Infinite Card?
The Scotia Momentum Visa Infinite Card has an annual fee of $120. $120 / year. First-year annual fee waived with special offer.
What are the interest rates for the Scotia Momentum Visa Infinite Card?
The purchase interest rate is 20.99% and the cash advance rate is 22.99%.
Who can apply for the Scotia Momentum Visa Infinite Card?
You have a minimum annual income of $60,000, a minimum household income of $100,000, or a minimum of $250,000 assets under management.
What welcome bonus does the Scotia Momentum Visa Infinite Card offer?
To qualify, open a new Scotia Momentum Visa Infinite * credit card account between October 31, 2025 and April 30, 2026. For your first three months, you'll get 10% Cash Back on up to $2,000 in eligible purchases. You'll receive your Cash Back in two ways: Your bonus Cash Back can be redeemed to your account about 4 months from the account open date Your regular Cash Back can be redeemed to your account anytime so long as you have minimum of $25 Additional conditions apply, check out the Terms & Conditions for all the details.
Is the Scotia Momentum Visa Infinite Card worth it?
The Scotia Momentum Visa Infinite Card is worth considering if you can maximize its rewards. The welcome bonus of Get 10% cash back on up to $2,000 in purchases in the first three months. adds significant value. The Cash back program offers flexibility for redemptions.
