Scotiabank American Express Card
Earn up to 5,000 bonus Scene+ points
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📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months. You are eligible to earn an additional 2,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months.
Eligibility Requirements
Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer.
✨Key Card Features
- You are awarded three (3) Scene+ Points for every eligible $1.00 purchase made at Sobeys
- IGA
- Safeway
- Foodland
- FreshCo
- Voila by Sobeys
🏆Rewards Program
Scene+ Points
Earn rewards on every purchase with the Scene+ Points program. Redeem for travel, merchandise, gift cards, or statement credits.
Video Review
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Watch our detailed video review for the full breakdown and honest opinions
👤Who Can Apply?
Residency
Canadian residents
Eligibility
Must be a Canadian resident and have reached the age of majority in their province/territory.
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want Scene+ Points rewards
- •Those who want rewards without paying an annual fee
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +No annual fee
- +Generous welcome bonus: Earn up to 5,000 bonus Scene+ points
- +Scene+ Points rewards program
- +Free additional cards
Cons
- No major drawbacks identified
🏆Our Verdict
The Scotiabank American Express Card is an excellent choice for those seeking a no-annual-fee card with solid rewards. The welcome bonus adds immediate value. Ideal for everyday spending without the commitment of an annual fee.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the Scotiabank American Express Card?
The Scotiabank American Express Card has an annual fee of $0. No Annual Fee.
What are the interest rates for the Scotiabank American Express Card?
The purchase interest rate is 19.99% and the cash advance rate is 22.99%.
Who can apply for the Scotiabank American Express Card?
Must be a Canadian resident and have reached the age of majority in their province/territory.
What welcome bonus does the Scotiabank American Express Card offer?
Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months. You are eligible to earn an additional 2,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months.
Is the Scotiabank American Express Card worth it?
The Scotiabank American Express Card is a great no-annual-fee option. The welcome bonus of Earn up to 5,000 bonus Scene+ points adds significant value. The Scene+ Points program offers flexibility for redemptions.
