RBC ION+ Visa
Get up to 21,000 Avion points
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📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
Get 7,000 Welcome Points and earn 14,000 bonus points when you spend $1,500 in your first 6 months.
Eligibility Requirements
Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC ION+ Visa credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC ION+ Visa credit card during the Offer Period, are not eligible for this offer.
✨Key Card Features
- Earn 3x Avion points on food delivery
- dining
- groceries
- streaming
- digital gaming
- ridesharing
🏆Rewards Program
Avion
Earn rewards on every purchase with the Avion program. Redeem for travel, merchandise, gift cards, or statement credits.
Video Review
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Watch our detailed video review for the full breakdown and honest opinions
👤Who Can Apply?
Residency
Canadian residents
Eligibility
Must be a Canadian resident and have reached the provincial age of majority. A "Good to Excellent" credit score (typically 660+) is recommended for approval.
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want Avion rewards
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You want a no-annual-fee card
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +Generous welcome bonus: Get up to 21,000 Avion points
- +Avion rewards program
- +Free additional cards
Cons
- −High interest rate (20.99%)
- −Limited premium benefits for the annual fee
🏆Our Verdict
The RBC ION+ Visa offers a balanced mix of rewards and benefits for the $48 annual fee. The welcome bonus helps justify the first-year cost. Consider your spending habits to determine if this card aligns with your financial goals.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the RBC ION+ Visa?
The RBC ION+ Visa has an annual fee of $48. $48.
What are the interest rates for the RBC ION+ Visa?
The purchase interest rate is 20.99% and the cash advance rate is 22.99%.
Who can apply for the RBC ION+ Visa?
Must be a Canadian resident and have reached the provincial age of majority. A "Good to Excellent" credit score (typically 660+) is recommended for approval.
What welcome bonus does the RBC ION+ Visa offer?
Get 7,000 Welcome Points and earn 14,000 bonus points when you spend $1,500 in your first 6 months.
Is the RBC ION+ Visa worth it?
The RBC ION+ Visa is worth considering if you can maximize its rewards. The welcome bonus of Get up to 21,000 Avion points adds significant value. The Avion program offers flexibility for redemptions.
