CIBC Select Visa Card
Transfer your credit card balance of $100 or more - get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate
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📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee. Transfer up to 50% of your assigned credit limit.
✨Key Card Features
- Link and use your Journie Rewards card to save on every fill-up at participating Pioneer
- Fas Gas
- Ultramar and Chevron gas stations. Send money abroad There are no transaction fees when you send a CIBC Global Money Transfer
🏆Rewards Program
N/A
Earn rewards on every purchase with the N/A program. Redeem for travel, merchandise, gift cards, or statement credits.
👤Who Can Apply?
Residency
Canadian residents
Eligibility
$15,000 minimum annual household income
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want N/A rewards
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You want a no-annual-fee card
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +Generous welcome bonus: Transfer your credit card balance of $100 or more - get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate
- +Free additional cards
Cons
- −Limited premium benefits for the annual fee
🏆Our Verdict
The CIBC Select Visa Card offers a balanced mix of rewards and benefits for the $29 annual fee. The welcome bonus helps justify the first-year cost. Consider your spending habits to determine if this card aligns with your financial goals.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the CIBC Select Visa Card?
The CIBC Select Visa Card has an annual fee of $29. $29 - first year rebated.
What are the interest rates for the CIBC Select Visa Card?
The purchase interest rate is 13.99% and the cash advance rate is 13.99%.
Who can apply for the CIBC Select Visa Card?
$15,000 minimum annual household income
What welcome bonus does the CIBC Select Visa Card offer?
Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee. Transfer up to 50% of your assigned credit limit.
Is the CIBC Select Visa Card worth it?
The CIBC Select Visa Card is worth considering if you can maximize its rewards. The welcome bonus of Transfer your credit card balance of $100 or more - get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate adds significant value. The N/A program offers flexibility for redemptions.
