Scotia Momentum Visa Card
N/A
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📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
N/A
Eligibility Requirements
N/A
✨Key Card Features
- food delivery and food subscription services
- and drugstore purchases 2 % On gas
- electric vehicle charging
- and daily transit like buses
- taxis
- and rideshares 2 % On eligible recurring bill payments like utilities and gym memberships 2 % On eligible recurring subscription services like music and video streaming 1 % On all other eligible purchases
🏆Rewards Program
Cash back
Earn rewards on every purchase with the Cash back program. Redeem for travel, merchandise, gift cards, or statement credits.
Video Review
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Watch our detailed video review for the full breakdown and honest opinions
👤Who Can Apply?
Residency
Canadian residents
Eligibility
Be a Canadian resident or a permanent resident. Be the age of majority in your province or territory of residence.
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want Cash back rewards
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You want a no-annual-fee card
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +Generous welcome bonus: N/A
- +Cash back rewards program
Cons
- −Limited premium benefits for the annual fee
🏆Our Verdict
The Scotia Momentum Visa Card offers a balanced mix of rewards and benefits for the $39 annual fee. The welcome bonus helps justify the first-year cost. Consider your spending habits to determine if this card aligns with your financial goals.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the Scotia Momentum Visa Card?
The Scotia Momentum Visa Card has an annual fee of $39. $49 / year.
What are the interest rates for the Scotia Momentum Visa Card?
The purchase interest rate is 19.99% and the cash advance rate is 22.99%.
Who can apply for the Scotia Momentum Visa Card?
Be a Canadian resident or a permanent resident. Be the age of majority in your province or territory of residence.
What welcome bonus does the Scotia Momentum Visa Card offer?
N/A
Is the Scotia Momentum Visa Card worth it?
The Scotia Momentum Visa Card is worth considering if you can maximize its rewards. The welcome bonus of N/A adds significant value. The Cash back program offers flexibility for redemptions.
