BMO Eclipse Visa Infinite Privilege Card
Get up to $2,300
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📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
Get up to $2,300 in value. This includes: Up to 200,000 BMO Rewards Welcome Bonus Points, Up to $200 NEXUS Statement Credit in your first year, $200 Anniversary Lifestyle Credit, Visa Airport Companion Program membership and 6 Complimentary Lounge Passes
Eligibility Requirements
Current or former Cardmembers with this Card are not eligible for this offer
✨Key Card Features
- 5x the points For every $1 spent on groceries
- dining in and out
- drugstore purchases
- gas
🏆Rewards Program
BMO Rewards Points
Earn rewards on every purchase with the BMO Rewards Points program. Redeem for travel, merchandise, gift cards, or statement credits.
👤Who Can Apply?
Residency
Canadian residents
Eligibility
Minimum $150,000 (individual) or $200,000 (household) annual income required.
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want BMO Rewards Points rewards
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You want a no-annual-fee card
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +Generous welcome bonus: Get up to $2,300
- +BMO Rewards Points rewards program
Cons
- −High annual fee ($599)
- −High interest rate (21.99%)
🏆Our Verdict
The BMO Eclipse Visa Infinite Privilege Card offers a balanced mix of rewards and benefits for the $599 annual fee. The welcome bonus helps justify the first-year cost. Consider your spending habits to determine if this card aligns with your financial goals.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the BMO Eclipse Visa Infinite Privilege Card?
The BMO Eclipse Visa Infinite Privilege Card has an annual fee of $599. $599 Annual fee.
What are the interest rates for the BMO Eclipse Visa Infinite Privilege Card?
The purchase interest rate is 21.99% and the cash advance rate is 23.99%.
Who can apply for the BMO Eclipse Visa Infinite Privilege Card?
Minimum $150,000 (individual) or $200,000 (household) annual income required.
What welcome bonus does the BMO Eclipse Visa Infinite Privilege Card offer?
Get up to $2,300 in value. This includes: Up to 200,000 BMO Rewards Welcome Bonus Points, Up to $200 NEXUS Statement Credit in your first year, $200 Anniversary Lifestyle Credit, Visa Airport Companion Program membership and 6 Complimentary Lounge Passes
Is the BMO Eclipse Visa Infinite Privilege Card worth it?
The BMO Eclipse Visa Infinite Privilege Card is worth considering if you can maximize its rewards. The welcome bonus of Get up to $2,300 adds significant value. The BMO Rewards Points program offers flexibility for redemptions.
