BMO Eclipse Visa Infinite Card
Get up to $1,150 in value including up to 70,000 Bonus points
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📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
Get up to $1,150 in value This includes: Up to 70,000 bonus points, $20 monthly streaming subscription credits in your first year, No annual fee in your first year, $50 Anniversary Lifestyle Credit
Eligibility Requirements
New Get up to $1,150 in value including up to 70,000 Bonus points , monthly streaming statement credit, $50 anniversary lifestyle credit, and no annual fee in your first year.
✨Key Card Features
- Get 5 points for every $1 you spend on everyday essentials like groceries
- gas
- and transit. Get a $50 statement credit every year to use however you want. Earn 10% more points On all purchases when you add an authorized user to your account.
🏆Rewards Program
BMO Rewards Points
Earn rewards on every purchase with the BMO Rewards Points program. Redeem for travel, merchandise, gift cards, or statement credits.
👤Who Can Apply?
Residency
Canadian residents
Eligibility
Be a permanent Canadian resident, Have not declared bankruptcy in the past seven years, Have reached the age of majority in the province in which you live (18 years in AB, MB, ON, PE, QC and SK. 19 years in all other provinces), Meet minimum income requirements
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want BMO Rewards Points rewards
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You want a no-annual-fee card
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +Generous welcome bonus: Get up to $1,150 in value including up to 70,000 Bonus points
- +BMO Rewards Points rewards program
Cons
- −High interest rate (21.99%)
🏆Our Verdict
The BMO Eclipse Visa Infinite Card offers a balanced mix of rewards and benefits for the $120 annual fee. The welcome bonus helps justify the first-year cost. Consider your spending habits to determine if this card aligns with your financial goals.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the BMO Eclipse Visa Infinite Card?
The BMO Eclipse Visa Infinite Card has an annual fee of $120. $120 annual fee waived in the first year.
What are the interest rates for the BMO Eclipse Visa Infinite Card?
The purchase interest rate is 21.99% and the cash advance rate is 23.99%.
Who can apply for the BMO Eclipse Visa Infinite Card?
Be a permanent Canadian resident, Have not declared bankruptcy in the past seven years, Have reached the age of majority in the province in which you live (18 years in AB, MB, ON, PE, QC and SK. 19 years in all other provinces), Meet minimum income requirements
What welcome bonus does the BMO Eclipse Visa Infinite Card offer?
Get up to $1,150 in value This includes: Up to 70,000 bonus points, $20 monthly streaming subscription credits in your first year, No annual fee in your first year, $50 Anniversary Lifestyle Credit
Is the BMO Eclipse Visa Infinite Card worth it?
The BMO Eclipse Visa Infinite Card is worth considering if you can maximize its rewards. The welcome bonus of Get up to $1,150 in value including up to 70,000 Bonus points adds significant value. The BMO Rewards Points program offers flexibility for redemptions.
