BMO Eclipse Rise Visa Card
25,000 bonus points
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📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
Get 20,000 points and a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee. Plus, earn up to 5,000 bonus points every year!
✨Key Card Features
- Get 5x Five times the points for every $2 spent on recurring bill payments. Get 5x Five times the points for every $2 spent on groceries. Earn 5x Five times the points for every $2 spent on dining out at your favourite restaurant. Get 5x Five times the points for every $2 spent on takeout & food delivery. Plus
- earn 1 point for every $2 spent on everything else.
🏆Rewards Program
BMO Rewards Points
Earn rewards on every purchase with the BMO Rewards Points program. Redeem for travel, merchandise, gift cards, or statement credits.
👤Who Can Apply?
Residency
Canadian residents
Eligibility
Be a Canadian citizen or permanent resident. Have not declared bankruptcy in the past seven years. Have reached the age of majority in the province in which you live (18 years in AB Alberta , MB Manitoba , ON Ontario , PE Prince Edward Island , QC Quebec and SK Saskatchewan . 19 years in all other provinces)
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want BMO Rewards Points rewards
- •Those who want rewards without paying an annual fee
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +No annual fee
- +Generous welcome bonus: 25,000 bonus points
- +BMO Rewards Points rewards program
- +Free additional cards
Cons
- −High interest rate (21.99%)
🏆Our Verdict
The BMO Eclipse Rise Visa Card is an excellent choice for those seeking a no-annual-fee card with solid rewards. The welcome bonus adds immediate value. Ideal for everyday spending without the commitment of an annual fee.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the BMO Eclipse Rise Visa Card?
The BMO Eclipse Rise Visa Card has an annual fee of $0. No Annual Fee.
What are the interest rates for the BMO Eclipse Rise Visa Card?
The purchase interest rate is 21.99% and the cash advance rate is 23.99%.
Who can apply for the BMO Eclipse Rise Visa Card?
Be a Canadian citizen or permanent resident. Have not declared bankruptcy in the past seven years. Have reached the age of majority in the province in which you live (18 years in AB Alberta , MB Manitoba , ON Ontario , PE Prince Edward Island , QC Quebec and SK Saskatchewan . 19 years in all other provinces)
What welcome bonus does the BMO Eclipse Rise Visa Card offer?
Get 20,000 points and a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee. Plus, earn up to 5,000 bonus points every year!
Is the BMO Eclipse Rise Visa Card worth it?
The BMO Eclipse Rise Visa Card is a great no-annual-fee option. The welcome bonus of 25,000 bonus points adds significant value. The BMO Rewards Points program offers flexibility for redemptions.
