BMO Ascend World Elite Mastercard
Up to 100,000 BMO Rewards Welcome Bonus Points
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📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
Up to 100,000 BMO Rewards Welcome Bonus Points
🏆Rewards Program
BMO Rewards Points
Earn rewards on every purchase with the BMO Rewards Points program. Redeem for travel, merchandise, gift cards, or statement credits.
👤Who Can Apply?
Residency
Canadian residents
Eligibility
Minimum $80,000 (individual) or $150,000 (household) annual income required.
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want BMO Rewards Points rewards
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You want a no-annual-fee card
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +Generous welcome bonus: Up to 100,000 BMO Rewards Welcome Bonus Points
- +BMO Rewards Points rewards program
Cons
- −High interest rate (21.99%)
🏆Our Verdict
The BMO Ascend World Elite Mastercard offers a balanced mix of rewards and benefits for the $150 annual fee. The welcome bonus helps justify the first-year cost. Consider your spending habits to determine if this card aligns with your financial goals.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the BMO Ascend World Elite Mastercard?
The BMO Ascend World Elite Mastercard has an annual fee of $150. The annual fee is waived in the first year- a savings of $150..
What are the interest rates for the BMO Ascend World Elite Mastercard?
The purchase interest rate is 21.99% and the cash advance rate is 23.99%.
Who can apply for the BMO Ascend World Elite Mastercard?
Minimum $80,000 (individual) or $150,000 (household) annual income required.
What welcome bonus does the BMO Ascend World Elite Mastercard offer?
Up to 100,000 BMO Rewards Welcome Bonus Points
Is the BMO Ascend World Elite Mastercard worth it?
The BMO Ascend World Elite Mastercard is worth considering if you can maximize its rewards. The welcome bonus of Up to 100,000 BMO Rewards Welcome Bonus Points adds significant value. The BMO Rewards Points program offers flexibility for redemptions.
