TravelRBC

WestJet RBC Mastercard

Get up to 15,000 WestJet points

WestJet RBC Mastercard by RBC - Travel credit card with $39 annual fee
$39
Annual Fee
$139
Get up to 15,000 WestJet points
Welcome Bonus
WestJet Dollars
Rewards Program
Apply on RBC Site

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📋Card Overview

IssuerRBC
CategoryTravel
Annual Fee$39
Additional Cards$19
Purchase Rate20.99%
Cash Advance22.99%
Rewards ProgramWestJet Dollars
Bonus Valueup to $150

🎁Welcome Bonus & Eligibility

Welcome Offer

You will receive 5,000 welcome WestJet points upon your first purchase. To receive the additional 10,000 WestJet points ( "Additional WestJet Points "), (i) a total of $1,000 (" Qualifying Transaction Amount ") or more in qualifying net purchases and/or pre-authorized bill payment transactions ( "Qualifying Transactions ") must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date ( "Period ")

Eligibility Requirements

Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC Mastercard, are not eligible for this offer.

Key Card Features

  • and (ii) 1 WestJet point per $1 spent on all other purchases when you pay with your WestJet RBC Mastercard. Earn (i) 1.5 WestJet points per $1 spent on eligible purchases in the following categories: Restaurants
  • Food Delivery Services
  • Digital Subscriptions
  • Streaming Services and Digital Games

🏆Rewards Program

WestJet Dollars

Earn rewards on every purchase with the WestJet Dollars program. Redeem for travel, merchandise, gift cards, or statement credits.

💰
Welcome Bonus Value
up to $150

Video Review

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Watch our detailed video review for the full breakdown and honest opinions

👤Who Can Apply?

Residency

Canadian residents

Eligibility

This card requires a minimum personal income of $80,000 or a minimum household income of $150,000.

🤔Is This Card Right For You?

✅ This card is great for:

  • People who want WestJet Dollars rewards
  • Frequent travelers looking for travel benefits
  • Anyone looking for a generous welcome bonus

❌ Look elsewhere if:

  • You want a no-annual-fee card
  • You don't spend enough to justify the rewards structure
  • You prefer a different rewards program

⚖️Pros & Cons

Pros

  • +Generous welcome bonus: Get up to 15,000 WestJet points
  • +WestJet Dollars rewards program

Cons

  • High interest rate (20.99%)
  • Limited premium benefits for the annual fee

🏆Our Verdict

The WestJet RBC Mastercard is a premium travel card worth the $39 annual fee for frequent travelers. The substantial welcome bonus offsets the first year cost. Best suited for those who can maximize travel benefits and rewards.

Apply on Issuer Site

Frequently Asked Questions

What is the annual fee for the WestJet RBC Mastercard?

The WestJet RBC Mastercard has an annual fee of $39. $139.

What are the interest rates for the WestJet RBC Mastercard?

The purchase interest rate is 20.99% and the cash advance rate is 22.99%.

Who can apply for the WestJet RBC Mastercard?

This card requires a minimum personal income of $80,000 or a minimum household income of $150,000.

What welcome bonus does the WestJet RBC Mastercard offer?

You will receive 5,000 welcome WestJet points upon your first purchase. To receive the additional 10,000 WestJet points ( "Additional WestJet Points "), (i) a total of $1,000 (" Qualifying Transaction Amount ") or more in qualifying net purchases and/or pre-authorized bill payment transactions ( "Qualifying Transactions ") must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date ( "Period ")

Is the WestJet RBC Mastercard worth it?

The WestJet RBC Mastercard is worth considering if you can maximize its rewards. The welcome bonus of Get up to 15,000 WestJet points adds significant value. The WestJet Dollars program offers flexibility for redemptions.