Student BMO AIR MILES Mastercard
Get 5% cash back in your first 3 months!

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📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
Get 800 AIR MILES Bonus Miles.
Eligibility Requirements
New accounts, typically requiring a minimum spend within the first 3 months.
🏆Rewards Program
Air Miles
Earn rewards on every purchase with the Air Miles program. Redeem for travel, merchandise, gift cards, or statement credits.
👤Who Can Apply?
Residency
Canadian residents
Eligibility
Must be a student between the ages of 18 and 24 at a recognized post-secondary school. Must be a Canadian citizen or permanent resident. Must have reached the age of majority in the province of residence. No minimum income requirement specifically for the student version.
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want Air Miles rewards
- •Those who want rewards without paying an annual fee
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +No annual fee
- +Generous welcome bonus: Get 5% cash back in your first 3 months!
- +Air Miles rewards program
Cons
- −High interest rate (21.99%)
🏆Our Verdict
The Student BMO AIR MILES Mastercard is an excellent choice for those seeking a no-annual-fee card with solid rewards. The welcome bonus adds immediate value. Ideal for everyday spending without the commitment of an annual fee.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the Student BMO AIR MILES Mastercard?
The Student BMO AIR MILES Mastercard has an annual fee of $0. No Annual Fee.
What are the interest rates for the Student BMO AIR MILES Mastercard?
The purchase interest rate is 21.99% and the cash advance rate is 23.99%.
Who can apply for the Student BMO AIR MILES Mastercard?
Must be a student between the ages of 18 and 24 at a recognized post-secondary school. Must be a Canadian citizen or permanent resident. Must have reached the age of majority in the province of residence. No minimum income requirement specifically for the student version.
What welcome bonus does the Student BMO AIR MILES Mastercard offer?
Get 800 AIR MILES Bonus Miles.
Is the Student BMO AIR MILES Mastercard worth it?
The Student BMO AIR MILES Mastercard is a great no-annual-fee option. The welcome bonus of Get 5% cash back in your first 3 months! adds significant value. The Air Miles program offers flexibility for redemptions.
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