BMO AIR MILES Mastercard
Win 1,000,000 Blue Points!

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📋Card Overview
🎁Welcome Bonus & Eligibility
Welcome Offer
Sign up and be the first to hear about the BMO Blue Rewards credit card roll out and you'll automatically be entered for a chance to win, along with many other exciting prizes.
Eligibility Requirements
Existing BMO AIR MILES credit card holders (including BMO AIR MILES World Elite Mastercard, BMO AIR MILES World Mastercard, BMO AIR MILES Mastercard, BMO AIR MILES No-Fee Business Mastercard, BMO AIR MILES Business Mastercard and BMO AIR MILES World Elite Business Mastercard) are not eligible to enter the contest.
✨Key Card Features
- Enjoy Canada's only retail credit cards with built-in accelerators on gas
- EV charging
- groceries
- and wholesale purchases.
🏆Rewards Program
Air Miles
Earn rewards on every purchase with the Air Miles program. Redeem for travel, merchandise, gift cards, or statement credits.
👤Who Can Apply?
Residency
Canadian residents
Eligibility
You must be a permanent Canadian resident. Must have reached the age of majority in your province or territory. A "good" to "excellent" credit score (typically 660-740+) is recommended.
🤔Is This Card Right For You?
✅ This card is great for:
- •People who want Air Miles rewards
- •Frequent travelers looking for travel benefits
- •Those who want rewards without paying an annual fee
- •Anyone looking for a generous welcome bonus
❌ Look elsewhere if:
- •You don't spend enough to justify the rewards structure
- •You prefer a different rewards program
⚖️Pros & Cons
Pros
- +No annual fee
- +Generous welcome bonus: Win 1,000,000 Blue Points!
- +Air Miles rewards program
- +Free additional cards
Cons
- −High interest rate (21.99%)
🏆Our Verdict
The BMO AIR MILES Mastercard is an excellent choice for those seeking a no-annual-fee card with solid rewards. The welcome bonus adds immediate value. Ideal for everyday spending without the commitment of an annual fee.
Apply on Issuer Site❓Frequently Asked Questions
What is the annual fee for the BMO AIR MILES Mastercard?
The BMO AIR MILES Mastercard has an annual fee of $0. No Annual Fee.
What are the interest rates for the BMO AIR MILES Mastercard?
The purchase interest rate is 21.99% and the cash advance rate is 23.99%.
Who can apply for the BMO AIR MILES Mastercard?
You must be a permanent Canadian resident. Must have reached the age of majority in your province or territory. A "good" to "excellent" credit score (typically 660-740+) is recommended.
What welcome bonus does the BMO AIR MILES Mastercard offer?
Sign up and be the first to hear about the BMO Blue Rewards credit card roll out and you'll automatically be entered for a chance to win, along with many other exciting prizes.
Is the BMO AIR MILES Mastercard worth it?
The BMO AIR MILES Mastercard is a great no-annual-fee option. The welcome bonus of Win 1,000,000 Blue Points! adds significant value. The Air Miles program offers flexibility for redemptions.



